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Lamar National Bank
Privacy Notice
Rev. 4/2025

I. Facts: What Does Lamar National Bank Do With Your Personal Information?

A. Why?

  1. Financial companies choose how they share your personal information.

  2. Federal law gives consumers the right to limit some but not all sharing.

  3. Federal law also requires us to tell you how we collect, share, and protect your personal information.

Note: Please read this notice carefully to understand what we do.

B. What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  1. Social Security number

  2. Income

  3. Account balances

  4. Payment history

  5. Credit history

  6. Credit scores

Note: When you are no longer our customer, we continue to share your information as described in this notice.

C. How?

All financial companies need to share customers’ personal information to run their everyday business. Below are the reasons financial companies share customers’ personal information, whether Lamar National Bank chooses to share, and whether you can limit this sharing.

Reasons for Sharing Does Lamar National Bank Share? Can You Limit Sharing?
For our everyday business purposes (e.g., process transactions, maintain accounts, respond to court orders, report to credit bureaus) Yes No
For our marketing purposes (to offer our products and services to you) No We do not share
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes – information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We do not share

D. Questions?

Call 903-785-0701 or visit www.lamarnationalbank.com

II. Who We Are

A. Who is providing this notice?

  1. You are receiving this notice from Lamar National Bank.

III. What We Do

A. How does Lamar National Bank protect my personal information?

  1. We use security measures that comply with federal law, including:
    a. Computer safeguards
    b. Secured files
    c. Secured buildings

B. How does Lamar National Bank collect my personal information?

We collect your personal information when you:

  1. Open an account

  2. Deposit money

  3. Apply for a loan

  4. Use your credit or debit card

  5. Pay your bills

We also collect your personal information from others, such as:
a. Credit bureaus
b. Affiliates
c. Other companies

C. Why can’t I limit all sharing?

Federal law allows you to limit only:

  1. Sharing for affiliates’ everyday business purposes – information about your creditworthiness

  2. Affiliates from using your information to market to you

  3. Sharing for nonaffiliates to market to you

Note: State laws and individual companies may give you additional rights to limit sharing.

IV. Definitions

A. Affiliates

  1. Companies related by common ownership or control (both financial and non-financial).

    • Example: 1031 Exchange Services by Lamar, LLC

B. Nonaffiliates

  1. Companies not related by common ownership or control (both financial and non-financial).

    • Example: Lamar National Bank does not share with nonaffiliates so they can market to you.

C. Joint Marketing

  1. A formal agreement between nonaffiliated financial companies that market financial products or services together.

    • Example: Our joint marketing partners include credit card companies.

V. Other Important Information

This notice is available anytime by:

  1. Calling 903-785-0701

  2. Visiting www.lamarnationalbank.com

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